A single platform for company-wide spend

Stop juggling tools and manual tasks. Moss centralises spend so your team can focus on impact.

"Best Ease of Use" on Capterra
Voted 4.7 on G2

Trusted by finance teams at Europe's leading companies

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What is Moss?

Got 60 seconds? See how Moss works.

Modules

The core of Moss.
Built for everyday spend workflows.

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Corporate Cards

Smart corporate cards for every use case. Issue virtual or physical cards with clear limits and real-time visibility.

Moss Product Overview - Cards
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Accounts Payable

Invoice management without the manual work. Capture, approve, and pay invoices in a structured workflow with full visibility.

Moss Product Overview - AP
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Reimbursements

Mileage, per diems and out-of-pockets expenses made simple. Employees submit expense claims in seconds, and Moss keeps them compliant.

Moss Product Overview - Reimbursements

Add-ons

Go deeper on control and automation.

Add advanced capabilities beyond the core workflows.

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Advanced Controlling

Improve financial oversight with real-time budget tracking, deeper spend insights, and custom approval structures.

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Procurement

Extend invoice management into a complete procure-to-pay flow with budgets, purchase requests, purchase orders, and matching.

ERP

Connect Moss to your ERP and sync every controlling dimension your business relies on for integrated financial data.

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AI-Powered Accounting

Boost pre-accounting with automated, AI-powered coding, VAT handling, and configurable mandatory fields for full compliance.

"Best Ease of Use" on Capterra

Flexible plans for growing finance teams

From core spend controls to advanced add-ons, Moss pricing adapts to the way your business works.

See Plans & Pricing

Product Tours

Click through Moss in minutes.
No sign-up required.

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Built for impact

What you achieve with Moss.

Centralise all spend

Cards, invoices, reimbursements. All in one platform. No more scattered tools or blind spots.

Automate the manual work

Smart policies and accounting automation handle the busywork. Less reconciliation, smoother processes.

Keep control at every step

Clear ownership, consistent approvals, and real-time visibility. Predictable spend and clarity in decisions.

Focus your team on strategy

Give Finance the time and insights to drive your business forward at scale. Shift focus from execution to direction.

G2

4.7

Smarter spend.
On your terms.

Start free with Cards or Accounts Payable, or unlock the full power of Moss from day one. Flexible pricing, unlimited users, and only pay for the features you need.

Free Plans

Best for small teams getting started with spend control. Upgrade anytime.

  • Up to 3 users with unlimited cards
  • Up to 20 invoices per month (Accounts Payable)
  • Customisable approval & verification steps
get started for free

Paid Plans

from 99€ / Month

Ideal for growing companies that need more control and automation, with a package tailored to your needs.

  • Unlimited users, cards & invoices
  • Advanced approval flows & budget controls
  • Accounting integrations and access to add-ons
  • Smart user management with HR software integrations
  • 1:1 onboarding support
Book an intro

Moss integrates with 50+ finance tools

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“From the start, we wanted to avoid overhead and keep things lean. With Moss, we automated the entire finance process, from payments to cost centers, so everything flows straight
to our accounting firm.”

Moritz Weiermann

COO & Co-Founder

Mercanis

Read full story
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Best Support

G2
Winter 2025

Spend Management
Europe Leader

G2
Winter 2025

Best Ease of Use

Capterra
2024

FAQ

What is Moss and how does it work?

Moss is an all-in-one spend management platform that brings cards, invoices, reimbursements, and accounting automation together in one place. You get full visibility and control across every workflow without switching tools.

Do I need all modules, or can I start with just one?

You can start with any module and expand over time. Many teams begin with Cards or Accounts Payable and add Reimbursements, or add-ons as they grow.

Does Moss integrate with my accounting system?

Yes. Moss connects with DATEV, Xero, NetSuite, and other major accounting and ERP tools. You can automate posting, sync data reliably, and reduce manual work during month-end.

How long does it take to get started with Moss?

Most teams are up and running within days. Setup is guided, and you can issue cards, capture invoices, and activate accounting automation with minimal effort.

What makes Moss different from other spend management tools?

Moss offers deeper control, strong accounting automation, and a unified experience across cards, invoices, reimbursements, and approvals. Everything works together in one platform, so finance teams spend less time fixing issues or juggling tools.