Corporate Cards without the spend surprises
Flexible card solutions for real businesses. Enable your team to spend within your budgets, limits, and approvals, eliminating unplanned spend and messy month-ends.
Right card, right spend
Dedicate cards to subscriptions, projects, and even one-off transactions.
Your workflow, your way
Hassle-free customisation for approvals, limits, and budgets. Moss adapts to the way you work, not vice versa.
Automation, not friction
AI-driven transaction coding based on your accounting data, to speed up month-end.
Trusted by finance teams at Europe's leading companies
“Our go-to for employee payment cards, reimbursements, and any type of employee expense management. Immediate availability of digital payment cards for new employees and fast delivery of physical cards.”
Hannah, Founders Associate in Germany
1.
Card spend
Secure, reliable corporate cards
MasterCard corporate cards with universal acceptance and flexible payment options. Designate them for subscriptions, projects, or even one-off transactions.
- Unlimited physical or virtual cards
- Issued and stopped in seconds
- Apple and Google Pay
2.
Spend controls
Card spend controls that you can trust
Issue cards with confidence in one click. Choose to specify limits and approval chains for each card, team, merchant and more.
- Real-time overview of all card spend
- Easily approve, assign or deactivate cards
- Configure to your use cases
3.
Receipt management
No more missing receipts
End the tedious pursuit of receipts. Moss reminds spenders to submit receipts, or automates the collection via Receipt Finder from integrations like Gmail and Outlook.
- App or email submission
- Inbox receipt scanner
- Centralised view of missing receipts
4.
Month-end closing
Close the books on time, every time
Simplify your day-to-day accounting and enter month-end with complete confidence. Moss integrates with your existing accounting software or ERP, ensuring that your spend data is always up-to-date and flawless.
- Automated sync of expense accounts, VAT rates, and more
- OCR and AI based spend categorisation
- Export all payment and purchase data to your general ledger
“We finally found a solution that fits the exact needs of our rapidly growing e-commerce concern. Without Moss, we’d need at least two or perhaps even three people scanning and submitting receipts all day.”
Rehan Choudhry, Team Lead Finance, Snocks
“Moss has delivered above and beyond our expectations. It’s brilliant, intuitive, and simple to use. The flexibility, receipt capture and card type options are unbelievable.”
Jack H., Head of Finance, AVM Solutions
“Moss gives us peace of mind that everything is tracked and managed in a way that makes sense. Now we can spend more time helping our clients to achieve their goals and less time processing transactions and monitoring spend.”
Ife Odubela, Head Of Technology, Venture Beyond
“Having expenses, cards, and invoices all in one place has made it more efficient instead of using 3-4 different softwares. We’ve had an uptick in receipts actually being uploaded because it’s so easy to use.”
Tori Griffith, Finance Controller, Florence
"The approval process became more efficient, providing visibility and reducing manual intervention in every transaction. The Moss platform offers the tools they need to manage expenses effectively and implement spend controls, authorisations, and limits, all in one place."
Sophie Gilchriest, Finance Director at Pizza Pilgrims
"Moss has saved us money through the visibility it has provided us - we have reduced our subscription spend by around £8k, as well as cancelling as many as 10 of the smaller subscriptions and removing seats from others that weren’t in use anymore."
Katy Hazley, Management Accountant, Orderly
Pay as you grow
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Best-in-class customer service, mobile app, and all the financial integrations you need to start effectively managing your spend.
Maximise spend efficiency and control with unlimited cards, customisable limits, and automated receipt fetching.
Make submitting reimbursements quicker and easier through streamlined upload and approval, and employee payouts directly from Moss.
Streamline accounts payable flow with customisable review process, effective supplier and OCR based automation, and one-click payments.
Improve financial oversight through budget tracking, spend insights, and greater flexibility in your approval flows.
Simplify purchasing through real-time budget oversight and efficient handling of purchase requests.
Native integrations to your ERP system, including support for any controlling dimensions that your business uses.
Enhance your pre-accounting experience with AI based automation, project-specific tracking, or the setting of mandatory fields.