Make SEPA instant payments in EEA, UK instant payments via the Faster Payments network, and international transfers in 70+ currencies—all directly from Moss.
Built in multi-user payment authorisation and two-factor-authentication.
Trusted by finance teams at Europe's leading companies
1.
Review, approve and pay using Moss
Make bank transfers in Moss
Make instant domestic and international payments directly from Moss.
Pay supplier invoices
Reimburse employees
Sync and reconcile payments with your accounting software
2.
Better payment runs
End-to-end payment runs
Pay with Moss prepares and executes payment runs automatically, saving time and reducing errors.
Pre-fill payees and amounts
Execute payments in bulk
Transparent payment statuses
3.
Controls and workflows
Secure payments
Authorise payments securely with role-based permissions tailored to your business needs.
Multi-user payment authorisation
Secure two-factor authentication
Role-based permissions
4.
Accounting reconciliation
Accurate, up-to-date accounting
Sync payment entry data with your accounting system via API or CSV to maintain accurate accounting records.
Sync data from Moss at any time
Match payments with invoices and reimbursement requests
Licensed e-money institution
Moss GmbH, part of the Moss group, is licensed by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) in Germany as an e-money institution, authorised to provide payment services.
Safeguarding your funds
Funds are securely held in safeguarding accounts with Deutsche Bank.
“Moss has delivered above and beyond our expectations. It’s brilliant, intuitive, and simple to use. The flexibility, receipt capture and card type options are unbelievable.”
Jack H., Head of Finance, AVM Solutions
"The approval process became more efficient, providing visibility and reducing manual intervention in every transaction. The Moss platform offers the tools they need to manage expenses effectively and implement spend controls, authorisations, and limits, all in one place."
Sophie Gilchriest, Finance Director at Pizza Pilgrims
“Moss gives us peace of mind that everything is tracked and managed in a way that makes sense. Now we can spend more time helping our clients to achieve their goals and less time processing transactions and monitoring spend.”
Ife Odubela, Head Of Technology, Venture Beyond
“We finally found a solution that fits the exact needs of our rapidly growing e-commerce concern. Without Moss, we’d need at least two or perhaps even three people scanning and submitting receipts all day.”
Rehan Choudhry, Team Lead Finance, Snocks
“Having expenses, cards, and invoices all in one place has made it more efficient instead of using 3-4 different softwares. We’ve had an uptick in receipts actually being uploaded because it’s so easy to use.”
Tori Griffith, Finance Controller, Florence
"Moss has saved us money through the visibility it has provided us - we have reduced our subscription spend by around £8k, as well as cancelling as many as 10 of the smaller subscriptions and removing seats from others that weren’t in use anymore."
Katy Hazley, Management Accountant, Orderly
Pay as you grow
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Moss allows you to make vendor payments and reimburse employees for expenses directly from your Moss Wallet. Simply add funds to your wallet and use these for domestic SEPA and international payments in 70+ currencies.
How are my payments secured?
Your funds are safeguarded with Deutsche Bank and you can customise payment controls such as multi-user authorisation (4-eye authorisation).
What payment options can I use in Moss?
We offer you the option of making SEPA Instant, SEPA and international payments in 70+ currencies.
How do international payments with Moss work?
When making payments in a foreign currency you can use Euro funds on your Moss Wallet balance to convert to a foreign currency and make your payment. International payments may be made via local payment rails such as ACH or FPS as well as SWIFT.
Can I make payments in bulk?
Yes, you can authorise multiple payments in a single action allowing you to execute your payment runs with just a few clicks.