Flexible card solutions for real businesses. Enable your team to spend within your budgets, limits, and approvals, eliminating unplanned spend and messy month-ends.
Create cards with custom limits that prevent overspending for subscriptions, projects, one-time expenses and more.
Stop chasing receipts
Automatically fetch receipts, send reminders, and allow instant uploads with a photo—freeing up your finance team to focus on their work, not tracking down spenders.
Automated bookkeeping
Automatically coded transactions, synced directly to your accounting system for a faster, error-free month-end close.
Trusted by finance teams at Europe's leading companies
Mobile payments
Pay instantly — anywhere
Add Moss cards to your mobile wallet and start spending in seconds. No delays, no extra steps. Ideal for subscriptions, team projects, or one-time purchases.
Unlimited virtual or physical cards per user
Apple Pay & Google Wallet for mobile payments
Worldwide acceptance, online and in-store
Spend controls
Card spend controls that you can trust
Choose to specify limits and approval chains for each card, team, merchant and more.
Real-time overview of all card spend
Easily approve, assign or deactivate cards
Configure to your use cases
Receipt management
No more missing receipts
End the tedious pursuit of receipts. Moss reminds spenders to submit receipts, or automates the collection via Receipt Finder from integrations like Gmail and Outlook.
App or email submission
Inbox receipt scanner
Centralised view of missing receipts
Month-end closing
Close the books on time, every time
Simplify your day-to-day accounting and enter month-end with complete confidence. Moss integrates with your existing accounting software or ERP, ensuring that your spend data is always up-to-date and flawless.
Automated sync of expense accounts, VAT rates, and more
OCR and AI based spend categorisation
Export all payment and purchase data to your general ledger
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Always included
Moss Platform
Best-in-class customer service, mobile app, and all the financial integrations you need to start effectively managing your spend.