Why finance teams run better with Moss

Bring corporate cards, reimbursements, and invoices to one powerful platform. Automate pre-accounting, enforce your policies, and close your books faster. Precision, clarity, and control—finally in one place.

"Best Ease of Use" on Capterra
Voted 4.7 on G2
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Powerful controls tailored to your organisation

Issue unlimited cards with confidence. Set custom limits and approval flows that align with how your teams work—whether by cost centres, departments, or projects. Moss keeps spend predictable and compliant without slowing you down.

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Less time on receipts, more on results

No more chasing receipts or fixing errors. Moss captures expenses automatically—via email, app, or web—and organizes them into clear reports. Enforce policies while giving you hours back every week to focus on what really matters.

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Pre-accounting finance teams actually enjoy

Automatically code transactions using AI and sync them to your accounting software for a faster, error-free month-end close.

Trusted by finance teams at Europe's leading companies

Moss

Built for modern spend management

Other providers

One-size-fits-all solutions
Unlimited virtual cards per user
High credit limit
0% interest
Multi-channel receipt capture
Advanced and customised approvals
AI-powered pre-accounting
Strong security & controls
Data hosting in Germany
Expert local support

Moss – trusted by leading Finance teams

The smarter choice for modern finance teams

Moss is the all-in-one spend management platform that replaces scattered tools, manual work, and outdated processes. From card issuing to invoice handling and reimbursements, Moss puts finance teams back in control—with smart automation, flexible workflows, and deep accounting integration.

Issue corporate cards with built-in rules for full budget control.

Employees no longer have to pay for business expenditures themselves, but instead, use a handy corporate card with fixed or open budgets. Thanks to digital 1:1 mapping, you control the whole payment process.

Export individual invoices or entire payment lists.

Smart automation rules and OCR extraction put an end to manually filling in dates, amounts, suppliers, VAT rates and more. Moss adapts to your existing processes and automates them end to end.

Put an end to manual reconciliation.

Connect Moss to all your existing systems and you can export all your business spend data with a simple click. Set up your workflows your way for a streamlined digital experience.

The preferred spend management solution for modern SMB finance teams.

Capterra Best Ease of Use 2024

1 day saved per month

“Our credit card process was atrocious and delayed our month end… now we save 1 day per month thanks to streamlined processes.”

£30k saved in 2022

“Moss has assisted us by being able to reclaim £30k in VAT thanks to fewer lost receipts.”

100% visibility

“We now have 100% visibility over expenses, cards, and invoices.”

Switch to Moss and manage all your expenses in one place.

Capterra

4.8

Moss Cards are issued by Transact Payments Limited pursuant to a licence by Mastercard International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission (Gibraltar company registration number 108217). Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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