Cover expenses the right way, with smart cards and flexible reimbursements.
Reimburse employee expenses fast, issue smart cards to cut out-of-pocket spend, and handle invoices automatically. All in one AI-powered platform that keeps you in control and eliminates lost receipts
4.7 on G2
4.8 on Capterra
Controls and limits that put you in charge
Issue cards with smart spend limits and track every pound, so fewer out-of-pocket expenses need reimbursing.
Fast, fair reimbursements
Make it easy for employees to claim expenses, get approvals fast, and pay them back on your schedule.
Automate the admin
Collect receipts, code claims and card spend automatically, so finance teams spend less time on manual checks.
Trusted by finance teams at Europe's leading companies
Control every pound with smart cards and flexible reimbursements
Track spend, budgets and approvals in real time. Moss adapts to your unique policies, workflows, and accounting needs.
Issue corporate cards and reduce out-of-pocket costs
Give your team corporate cards with built-in spend controls for subscriptions, travel, and project expenses. If employees spend out-of-pocket, Moss handles reimbursements too, so no expense slips through the cracks.
Simple claims, fast approvals and accounting, payouts on your terms
Employees snap a receipt or log mileage in seconds. Managers approve with one click. Moss enforces policies and gets every transaction accounting-ready. Pay back employees on your schedule — weekly, bi-weekly, or monthly — fully tracked and reconciled.
Auto-capture receipts and enforce spend rules
Moss extracts data from receipts and invoices automatically, codes it to the right account codes and VAT rates, and checks every transaction against your spend policy — for cards, invoices, and reimbursements alike.
Close faster and pay back claims in one click
Export reconciled spend data and push it straight to your ERP. Pay back approved reimbursements in bulk, on your schedule, with Moss handling the payout and matching everything to your books automatically.
Design your Moss package with ease
Pay as you grow
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Best-in-class customer service, mobile app, and all the financial integrations you need to start effectively managing your spend.
Maximise spend efficiency and control with unlimited cards, customisable limits, and automated receipt fetching.
Make submitting reimbursements quicker and easier through streamlined upload and approval, and employee payouts directly from Moss.
Streamline accounts payable flow with customisable review process, effective supplier and OCR based automation, and one-click payments.
Improve financial oversight through budget tracking, spend insights, and greater flexibility in your approval flows.
Simplify purchasing through real-time budget oversight and efficient handling of purchase requests.
Native integrations to your ERP system, including support for any controlling dimensions that your business uses.
Enhance your pre-accounting experience with AI based automation, project-specific tracking, or the setting of mandatory fields.
The preferred spend management solution for modern SMB finance teams.
“We finally found a solution that fits the exact needs of our rapidly growing e-commerce concern. Without Moss, we’d need at least two or perhaps even three people scanning and submitting receipts all day.”
Rehan Choudhry, Team Lead Finance, Snocks
“Moss has delivered above and beyond our expectations. It’s brilliant, intuitive, and simple to use. The flexibility, receipt capture and card type options are unbelievable.”
Jack H., Head of Finance, AVM Solutions
“Moss gives us peace of mind that everything is tracked and managed in a way that makes sense. Now we can spend more time helping our clients to achieve their goals and less time processing transactions and monitoring spend.”
Ife Odubela, Head Of Technology, Venture Beyond
“Having expenses, cards, and invoices all in one place has made it more efficient instead of using 3-4 different softwares. We’ve had an uptick in receipts actually being uploaded because it’s so easy to use.”
Tori Griffith, Finance Controller, Florence
"The approval process became more efficient, providing visibility and reducing manual intervention in every transaction. The Moss platform offers the tools they need to manage expenses effectively and implement spend controls, authorisations, and limits, all in one place."
Sophie Gilchriest, Finance Director at Pizza Pilgrims
"Moss has saved us money through the visibility it has provided us - we have reduced our subscription spend by around £8k, as well as cancelling as many as 10 of the smaller subscriptions and removing seats from others that weren’t in use anymore."
Katy Hazley, Management Accountant, Orderly
Capterra
4.8