Corporate Cards without the spend surprises
Flexible card solutions for real businesses. Enable your team to spend within your budgets, limits, and approvals, eliminating unplanned spend and messy month-ends.
4.7 on G2
4.8 on Capterra
*Built for companies with 10+ employees OR an annual turnover of more than £2 million.
Right card, right spend
Dedicate cards to subscriptions, projects, and even one-off transactions.
Your workflow, your way
Hassle-free customisation for approvals, limits, and budgets. Moss adapts to the way you work, not vice versa.
Automation, not friction
AI-driven transaction coding based on your accounting data, to speed up month-end.
Trusted by 4,000+ Finance Teams
The right corporate card for your business
Moss Credit Card
The smart business credit card with flexible payment terms.
- High credit card limits of up to £2.5 million per month
- Flexible payment terms
- Real Mastercard business cards accepted worldwide
- Corporate cards for various purposes and teams
- Create and customise virtual business credit cards with just a few clicks
Moss Debit Card
Stay in control with business prepaid cards.
- Unlimited virtual or physical cards created in one-click
- Individual and adjustable limits per card or transaction
- Automated spend approval workflows
- Global acceptance of Mastercard corporate cards
- Digitised in-app receipt capture
- Direct accounting integration
Secure, reliable corporate cards
MasterCard-branded corporate cards with universal acceptance and flexible payment options. Designate them for individuals, subscriptions, projects, or even one-off transactions.
Card spend controls that you can trust
Issue cards with confidence in one click. Choose to specify limits and approval chains for each card, team, merchant and more.
No more missing receipts
End the tedious pursuit of receipts. Moss reminds spenders to submit receipts, or automates the collection via Receipt Finder from integrations like Gmail and Outlook.
Close the books on time, every time
Simplify your day-to-day accounting and enter month-end with complete confidence. Moss integrates with your existing accounting software or ERP, ensuring that your spend data is always up-to-date and flawless.
Moss Starter
Free
Try Moss on for size, for free, with no commitment. Take your company’s first steps towards controlling spend with unlimited virtual cards, access to our app, and accounting integrations.
- Up to 3 users
- Unlimited virtual debit cards & 1 physical card per user
- Web App & iOS & Android app access
- Standard accounting integrations
- Customisable card limits
The preferred spend management solution for modern SMB finance teams.
“Our credit card process was atrocious and delayed our month end… now we save 1 day per month thanks to streamlined processes.”
Sophie Gilchriest, Finance Director at Pizza Pilgrims
FAQ
How quickly can cards be issued and used?
Cards are issued instantly and can be used immediately through digital wallets or as physical cards.
What kind of spend controls are available?
From transaction limits to merchant type restrictions, customise your controls to fit your business needs.
How does the integration work with existing systems?
Moss cards integrate seamlessly with major accounting and ERP systems, supporting both 2-way data sync and real-time updates.
Capterra
4.8