01 DATEV
DATEV built in, on every plan.
All Moss plans include DATEV Unternehmen Online. Advanced plans add two-way sync with DATEV Rechnungswesen.
How Moss and Payhawk compare
Moss brings corporate cards, invoice management, supplier payments, and direct DATEV integration together.
What Moss offers
Unlimited virtual cards per user
Project, merchant and subscription cards, all reassignable as roles change.
Time-based card controls
Limit spend to business hours or specific days. Set by card, not company-wide.
70+ currencies for global payouts
Supplier payments in 70+ currencies with SEPA Instant on euro transfers.
Two-way DATEV sync
Auto supplier-data sync and direct export to DATEV Rechnungswesen. Available on advanced plans.
Side by side
Compare Moss and Payhawk on the features that count.
Virtual & physical cardsCards
Yes
Mastercard
Yes
Visa
Time-based card controlsCards
Yes
Restrict spend by day and time.
No
Apple Pay & Google WalletCards
Yes
Yes
Per-card spending limits, MCC controls, freezeCard management
Yes
Spending limits, merchant category controls, card freeze, and time-based restrictions by day and hour.
Yes
Spending limits, ATM controls, and geo restrictions. Time-based restrictions not available.
OCR receipt capture (mobile + web)Expenses
Yes
Yes
Multi-step / role-based approval workflowsAP & invoices
Yes
Yes
Available on the advanced plan and above
NetSuite, Business Central, QuickBooksIntegrations
Yes
Yes
DATEV integrationIntegrations
Yes
Two-way sync available on selected plans
Yes
Xero integrationIntegrations
Official Xero partner
Transactions exported on demand, fully coded and reconciled.
Available
Syncs card transactions when payment clears, not when made.
Audit trail
Full exportable audit log
Available in-app only
Mileage reimbursementReimbursements
Yes
Adjustable rates by engine type, journey type, and distance.
Yes
Purchase orders / procurementProcurement
Procure-to-pay
End-to-end flow with approvals, PO creation, and line-item splitting.
Procurement agent
Purchase requests, approvals, and purchase orders. AI agent automates the full flow from request to payment.
EU regulatorEMI licence
BaFin (Germany)
Bank of Lithuania (EEA) + FCA (UK)
Multi-entity managementEnterprise features
Yes
Yes
Sources fetched 19.06.2026 from getmoss.com and payhawk.com. Capability rows cross-referenced against G2, Capterra, and Payhawk help centre.
A closer look
Three reasons finance teams choose Moss
02 Card limits
Detailed custom Card limits
Moss lets you restrict card usage to specific days and merchant categories. Boundaries built in from the start.
03 Supplier payments
Pay suppliers directly, in any currency.
Moss processes outbound supplier payments in 70+ currencies with SEPA Instant on euro transfers.
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